CB.CASH SYSTEM TERMS

GENERAL CONDITIONS

1.

CONTACT DETAILS

2.

GOALS

3.

OBJECT

3.1.

PROCEDURE FOR PURCHASE OF CRYPTOCURRENCY

4.

RIGHTS AND OBLIGATIONS OF USERS

4.1.

REQUIREMENTS TO USER

4.2.

ACCESS TO SERVICES

4.3.

REQUIREMENTS TO ACCESS

4.4.

THE PROCEDURE FOR INFORMING AND PROVISION OF DOCUMENTS

4.5.

USER RESPONSIBILITIES

4.6.

PRIVACY

4.7.

COMPLAINTS AND PREFERENCES

4.8.

PROCESSING CLAIMS

4.9.

FEEDBACK AND DATA EXCHANGE

4.10.

AUTHOR’S RIGHTS TO GRAPHIC IMAGES

4.11.

INTELLECTUAL PROPERTY

4.12.

DISPUTE RESOLUTION

4.13.

LEGALITY

5.

RIGHTS AND OBLIGATIONS OF CB.CASH

5.1.

ACCESS TO SERVICES

5.2.

THE RIGHT OF INDUSTRIAL PROPERTY

5.3.

RESPONSIBILITY

5.4.

TEMPORARY SUSPENSION OF THE SERVICES PROVISION

5.5.

CHANGE OF CONDITIONS

6.

ACTIVATION OF SERVICE

7.

COST OF SERVICES, FORMS AND PAYMENT PROCEDURE

7.1.

COST OF SERVICES

7.2.

FORM OF PAYMENT

7.3.

PAYMENT PROCEDURE

8.

TERMINATION OF THE CONTRACT

9.

INVALIDITY OF PROVISIONS

10.

FINAL PROVISIONS

10.1.

RIGHTS ARROGATION AND SURROGATION

10.2.

LINKS TO CONTENT

10.3.

THIRD-PARTY RYGHTS

10.4.

PROTECTION OF PERSONAL INFORMATION

10.5.

PREVENTION OF MONEY LAUNDERING

10.6.

LEGISLATION AND JURISDICTION

1. CONTACT DETAILS

Company: SMART BLOCKCHAIN ​​S.L.

Registered office: Calle Gobernador Viejo, 29, 46003 Valencia.

EHS is equivalent of a handwritten signature.

Phone:

e-mail: ceo@cb.cash

2. GOALS

SMART BLOCKCHAIN ​​SL, ("CB.CASH") – provides for a fee to customer (the person who accepted the Terms) access to the system services. The fee is charged according to the Tariffs, in turn Customer undertakes to use the System and its Services in accordance with the SMART BLOCKCHAIN ​​SL (CB.CASH) provisions, established in one.

CB.CASH provides an opportunity to buy and sell cryptocurrencies. Cryptocurrencies are represented in the form of bitcoins and other cryptocurrencies that are linked to traditional currencies as USD, GBP, RUB, CNY, and their value depends on the demand and number of offers in the markets of cryptocurrencies. Service shall charge a fee for every transaction. CB.CASH activity is not financial and limited to the services of buying and selling currencies through various payments methods.

Cryptocurrency is a digital currency, established in 2009. This terminology also denotes the protocol and the P2P network that is supporting it. Transactions are not controlled by government agencies, carried out directly without intermediaries, registered on the network using a digital signature that prevents falsification.

You can use services blockchain.info, cryptobank.co (section blockexplorer), if you want to check your transaction. Crytpocurrency users are not identified, however, full anonymity is not guaranteed of them. At the same time the counterfeit cryptocurrency is almost impossible due to complex encryption algorithms. But CB.CASH warns that there is a risk of delay in performing cryptocurrencies transactions.

There are three types of Wallets in the System: Personal, Business and Corporate. In the future, the Administrator has the right to change this provision.

Cryptocurrency payments are irreversible, and the occurrence of program errors is virtually impossible. The main reason for errors is the incorrect data entry by users, so CB.CASH is not responsible for the operations extended beyond CB.CASH.

3. SUBJECT

The subject of these provisions is the services of sale and purchase of cryptocurrency through the CB.CASH payment system.

CB.CASH is fully responsible for the quality of the services provided. The customer pledges to use CB.CASH functional properly and excludes the possibility of CB.CASH's liability when data are misused.

Cryptocurrency exchange can operates on any device has Internet connection. On the CB.CASH platform, the customer can select the required option of the service, which consists in buying or selling cryptocurrency.

3.1.

PROCEDURE FOR PURCHASE OF CRYPTOCURRENCY

Registration: The user specifies the valid email address and password. Registration requires the user's consent to the CB.CASH terms.

The user enters the cryptocurrency that he wants to purchase, and the CB.CASH system creates an invoice.

The user confirms the purchase by clicking the "Buy" button, specifying the address of the electronic wallet, where the cryptocurrency will be sent, valid e-mail and contact phone number.

Payment can be made in one of the following ways:
• Sofort.
• Bank transfer.
• Credit card.
• Skrill.
• Cryptocurrency

When User chooses the method of payment and processing the payment, CB.CASH verifies the legality of the transaction and allows the transfer of funds to the recipient under the federal act "Anti-Money Laundering and Counter-Terrorism Financing".

The check shall be perfomed as follows:

• A letter with a temporary link for verification will be sent to the e-mail.
• The user will receive an SMS message with the code to be entered in the profile settings.
• In some cases, a request will be sent for the provision of a passport data or other identification document, as well as a selfi with this document.
• If you use a credit card, you must indicate the last 4 digits of its owner. If necessary, CB.CASH will send a request for a photo of the user holding the card.
• The user needs to identify the nature of the activity.

If the user exceeds the financial limit, CB.CASH will request the following information:
• About professional activities.
• Document for data validation, in particular:
• Income certificate and social benefits.
• Tax returns for a certain period of time.
• Documentation of other sources of income.
• Financial reports and other documentation.

Financial limits:

Per day
Per month
Per year

Credit card:

1000 €
10000 €
50000 €

Bank transfer:

2000 €
60000 €
100000 €

In the case of refusal to provide the requested information, payments will be blocked. CB.CASH pledges to notify the competent authorities of the intention to carry out such operations. Deblocking is possible by permission of financial institutions responsible for payments to CB.CASH.

4. RIGHTS AND OBLIGATIONS OF USERS

4.1.

REQUIREMENTS TO USER

The user of the CB.CASH platform can be any individual who, at the time of registration, is of legal age and has a passport for accessing CB.CASH services. Registered in the system, customer accepts the Terms and automatically acquires the status of the User.

4.2.

ACCESS TO SERVICES

Registered on the CB.CASH platform user receives a set of keys for full access to the site services, pledges to ensure their safety and security. The platform is not responsible for transmission of keys third parties by user. The keys can be changed in the settings.

In case of loss of keys or access to one by third-party, user must inform CB.CASH. The platform will provide new keys. The lack of notice of theft or loss of keys confirms the fact of their further use by the user.

4.3.

ТREQUIREMENTS TO ACCESS

To use the payment system correctly, the device must comply with the CB.CASH software and has access to the Internet. The signal quality can affect the operating of CB.CASH. The platform is not responsible for the quality of data transmission or the inability to access services due to a low-level signal or interruptions in the operation of the provider.

4.4.

THE PROCEDURE FOR INFORMING AND PROVISION OF DOCUMENTS

The User is obliged:

To provide CB.CASH with all necessary information on the first request, in particular:

• The public address of the cryptocurrency wallet which exchange operations are performed. CB.CASH never requests private keys. The public address can be changed by the user and referred to CB.CASH to change of the previous address.

• Any other additional information in accordance with the provisions of the “Anti-Money Laundering and Counter-Terrorism Financing” Act and other existing regulations. CB.CASH has the right to collect and send information about the user to third parties for verification of its reliability. In case of providing invalid data, CB.CASH reserves the right to unilaterally terminate the service agreement.

In order to have full access to use the services, you must:

• Read and accept this Terms.

• Identify real personal data.

• Take the necessary security measures to maintain the confidentiality of data within the CB.CASH payment system.

• Provide exceptionally accurate information. The user authenticates the data by its entering into a special form.

• The user is responsible for the reliability of the updated information in the profile and the damage caused to CB.CASH due to the provision of false data.

• The payment system reserves the exclusive right to refuse user to provide services due to obtaining false information without prior notification.

4.5.

USER RESPONSIBILITIES

User is responsible:

• Use the functionality of the payment system, without hampering the stability of its operation, under the current legislation.

• Use the services in accordance with these Terms and the laws of the Russian Federation.

• Refrain from actions that may damage the interests of third parties, worsen services operating, and render unsuitable for computer equipment of other CB.CASH users.

• Do not store or distribute child pornography, violence materials.

• Do not disseminate abusive information, discrediting honor, dignity and affec the privacy of other users. To exclude actions that infringe upon their constitutional rights and freedoms.

• Do not use any content or software that violates the intellectual property rights of third parties.

• Do not distribute malware or spam.

• Do not perform actions that violate the stability of the CB.CASH payment system.

• Do not use personal data of other users for personal purposes without their consent.

• Do not interfere with the access of other users to CB.CASH by generating errors in the system, damage to content and other data.

• Access the site servers only with the permission of CB.CASH.

The user is liable for the damage caused to CB.CASH as a result of actions that violate the stability of her work, as well as to third parties for unlawful behavior. CB.CASH has the right to refuse to provide further services to the user without prior notice and explanation of the reasons.

4.6.

PRIVACY

CB.CASH provides a secure environment, guarantees the complete privacy and safety of users' data. Entering into a contract with CB.CASH payment system, the user agrees to the processing of personal data in accordance with the CB.CASH Terms.

The user at any time can cancel CB.CASH services, having previously notified the. CB.CASH is not responsible for the authenticity and safety of the data published by the user in his profile and which can be accessed by third parties.

4.7.

COMPLAINTS AND PREFERENCES

To improve the quality of the payment system, the user can file complaints and recommendations. Claims and preferences are accepted by e-mail ceo@cb.cash.

4.8.

PROCESSING CLAIMS

Notify about illegal fact and fraud actions of other users through the dedicated CB.CASH complaint channel by sending an application to the email address ceo@cb.cash. Incoming messages are processed anonymously and in accordance with the legislation on the protection of personal data.

4.9.

FEEDBACK AND DATA EXCHANGE

The user agrees that all messages and system notifications are sent to the email specified by the user at registration.

Messages sent by the user to the email address ceo@cb.cash are processed within three work days.

4.10.

AUTHOR’S RIGHTS TO GRAPHIC IMAGES

Uploading graphic data to the system, the user agrees with the following conditions:

Pictures, video, audio files are provided by the user for free. CB.CASH may, at its discretion, dispose of them - copy, reproduce, distribute and transmit to third parties in full or partly via the media or Internet. The exception is those graphic data, the dissemination of which is contrary to constitutional rights and human freedoms.

The user is aware that the graphics data are provided for use indefinitely without any time and geographical restrictions.

4.11.

INTELLECTUAL PROPERTY

Usage, copying, transferring to third parties, modification, distribution of content and other elements of the payment system for personal and commercial purposes for profit are the rights which belong to CB.CASH, is prohibited.

The above mentioned actions are possible only if to user provides a special permit.

4.12.

DISPUTE RESOLUTION

All disagreements and disputes related to the execution of these Terms are resolved by the parties through negotiations.

To do this, the user shall inform dispute, and CB.CASH will respond to the claim within 15 days from the date of receipt.

If the parties to negotiations are unable to reach mutual agreement and if one party refuses to negotiate, the dispute is submitted to the court in accordance with the procedure established by the current legislation.

4.13.

LEGALITY

Exchange of currencies must occur within the relevant jurisdiction. Un other case the user does not have the right to use a payment card for transactions.

5. RIGHTS AND OBLIGATIONS OF CB.CASH.

5.1.

ACCESS TO SERVICES

CB.CASH is not responsible for changing the order of access to the services of the system. CB.CASH pledges to notify users about change of order of service or on termination of their use.

CB.CASH reserves the right to partially or fully terminate access to the service, in case of violation of user terms.

CB.CASH does not pledge to store originals or copies of content provided by the user

5.2.

THE RIGHT OF INDUSTRIAL PROPERTY

The source code, content and structure of the CB.CASH payment system are not subject to public distribution, modification, reproduction without special permission.

Design, brand, logo, image, business name, products, and services contained on the platform CB.CASH protected by existing legislation on industrial property.

CB.CASH is the sole owner and holder of the rights to this platform. Access to CB.CASH does not give ownership to user. The user does not have rights to copy, modify, distribute, transmit, reproduce, publish or sell the above-mentioned elements, nor create new products based on the current information without the written permission.

The content of the analytical reports provided by the system to the user is protected by legislation and international agreements on copyright and intellectual property. CB.CASH is the sole owner of the intellectual property of the website.

In case of violation by the user of the right of intellectual or industrial property, CB.CASH reserves the right to apply to the court to resolve the conflict.

5.3.

RESPONSIBILITY

CB.CASH uses the most advanced technology, therefore, cannot guarantee full compatibility with devices used by the user. CB.CASH does not guarantee the system’s continuity and stability it is not responsible for the failure or delay in the provision of services through the fault of the user's Internet provider.

The services provided by the payment system, consistent with applicable law and are provided under relevant regulatory framework.

CB.CASH is not responsible for the user's misuse of the system functionality.

In the case of force majeure, or temporary technical issues with the system that is not dependent on CB.CASH, the platform is not responsible for damage caused to the user as a result of occurrence of such circumstances.

CB.CASH is not liable for any damage, accidents, tech failures beyond CB.CASH that directly affect the operation of the service.

To prevent the spread of malware, CB.CASH uses special programs to detect and neutralize viruses. At the same time, the system is not responsible for counter-acts of third parties aimed at the introduction of viruses, which can damage files and user documents stored on the servers of the system.

CB.CASH takes a number of precautions to effectively protect the system from unauthorized third-party access to its contents. CB.CASH does not guarantee that hack of the system to third parties is excluded. In this case, CB.CASH is not responsible for the damage caused to users.

CB.CASH is not responsible for the relationship between the user and third parties, involving access to personal data. In the case of claims, they are subject to judicial review without the participation of CB.CASH.

5.4.

TEMPORARY SUSPENSION OF THE SERVICES PROVISION

Temporary suspension of the provision of services to the user is permissible in those cases when it is required for the correct functioning of the system.

Services will be temporarily suspended if:

• CB.CASH will identify suspicious transactions.

• The user does not specify personal data for identification in the system.

• The User will not accept the Terms and Privacy Policy.

The implications of the suspension of services:

• Restrictions for the User will eliminate the possibility to use the functionality of the system during a certain period of time.

• If within 30 days from the date of suspension of services, the user will not make the necessary changes, access to services will be closed.

5.5.

CHANGE OF CONDITIONS

CB.CASH reserves the exclusive right to make changes to this provision and upgrade the functionality of the system. The user is notified of updates. CB.CASH notifies about significant and substantive changes to these Terms if they support order of service or affect the rights and interests of the user.

If the user does not agree to the new terms, CB.CASH shall consider the termination of services from the moment of receipt of the written notification within 15 days.

If in 15 days the user has not sent a CB.CASH written notice, it is considered that the user agrees with the new Terms.

6. ACTIVATION OF SERVICE

General Terms enter into force and become applicable to the user since they are putting a mark near "I have read and accept the Terms of service" at the stage of registration in the system.

7. COST OF SERVICES, FORMS AND PAYMENT PROCEDURE

7.1.

COST OF SERVICES

To use the services of the system, the user makes payment in accordance with the price of the cryptocurrency approved by the CB.CASH. The price is based on the average market price of the cryptocurrency on exchanges. Cryptocurrency will be converted into euros, this amount is added fixed rate services. After currency conversion, funds are transferred to the electronic wallet of the user. The cost of conversion is updated periodically. If the user does not agree with the exchange rate, he can cancelled the contract with CB.CASH unilaterally. The delay of providing the user the information necessary for the verification operation may involve changes in rate during this time. CB.CASH has the right to demand repayment of unpaid amounts or interest on them, as well as to compensate losses if the user delays payment deadlines. Services for the purchase and sale of cryptocurrencies are not subject to VAT.

7.2.

FORM OF PAYMENT

When User has entered personal data CB.CASH instantly performed a transaction. Payments shall be made in the following way:

• Credit card. Accept payment cards are specified in the process of operations. The system guarantees a secure environment to prevent breach of confidential information. CB.CASH stores the data keys used at the moment of transactions.

• Bank transaction. Payment is made by depositing funds to the account.

After the payment, CB.CASH verifies the legality of the operation in accordance with the Terms.

The user agrees to provide CB.CASH all the necessary information for the correct provision of services. Information should be current and update at the time of the transaction.

The user is responsible for any CB.CASH or third party damage as a result of providing outdated or false information.

7.3.

PAYMENT PROCEDURE

After depositing of funds for the purchase of the cryptocurrency, the user will be sent a confirmation with a list of terms of service, the cost of conversion specifying the amount of cryptocurrency. At the request of the user CB.CASH can issue the invoice. The user pledges to provide reliable data to refer to correct information in the account.

8. TERMINATION OF THE CONTRACT.

These Terms can be cancelled in the following cases:

1. The failure of user changes to the privacy Policy, conditions or prices for services. The contract is cancelled automatically.

2. Violation of obligations under the contract. The contract may be terminated unilaterally.

3. The volition of the user. Of its decision to terminate the agreement the user shall in writing inform CB.CASH e-mail: ceo@cb.cash.

If, during the termination of the contract, the user does not indicate the possibility of CB.CASH to dispose of transactions, he is entitled to request a return of the crypto currency.

9. INVALIDITY OF PROVISIONS

Recognition of any provision hereof shall not imply invalidity of remaining items.

10. FINAL PROVISIONS.

10.1.

RIGHTS ARROGATION AND SURROGATION

CB.CASH reserves the right to conclude subcontract agreements with third parties for the quality provision of services in accordance with these Terms.

10.2.

LINKS TO CONTENT

The CB.CASH system can use search tools that provide access to third-party resources. Search tools and links are provided solely for information and getting help on the questions of interest. The user should familiarize himself with the Privacy Policy of third-party websites, which are linked to CB.CASH payment system.

CB.CASH analyzes the content of third-party resources, which sends an external link. CB.CASH does not control the compliance of the content of such websites with current legislation and is not responsible for any damage that may be caused to the user as a result of their use.

CB.CASH reserves the right to remove external links if there are information about using third-party information resources that violate existing laws, constitutional rights and freedoms of third parties.

10.3.

THIRD-PARTY RYGHTS

The user may not assign or delegate part or all of their rights to third parties.

CB.CASH has the right to transfer this provision to entities within the group of companies of the CB.CASH platform and shall timely notify the user about such transfer.

10.4.

PROTECTION OF PERSONAL INFORMATION

In accordance with the federal law on the protection of personal data and other regulatory legal acts, CB.CASH includes personal user data in automated files with confidentiality, taking the necessary security measures to protect them and prevent unauthorized access to them by third parties.

The user has the right to make corrections or to cancel personal data by sending a written notice to the email address: ceo@cb.cash.

Providing CB.CASH own personal data, the user agrees to accept this privacy Policy, familiarized with their rights and obligations under this Terms.

The data requested by the system is necessary to provide the user with services in the amount provided for in this Terms. Refusal to provide information requested by the system suspends user registration and makes it impossible to continue using the services of the system. CB.CASH guarantees the non-disclosure of information about users and transferring it to third parties for commercial purposes, unless otherwise required to prevent offenses.

CB.CASH is obliged to transfer personal data and transaction information only at the request of law enforcement agencies or by court order with prior notice to the user or without a notification in accordance with the law.

10.5.

PREVENTION OF MONEY LAUNDERING

"Anti-Money Laundering and Counter-Terrorism Financing" act does not apply to the activities of the CB.CASH and cryptocurrency transactions. However, separate provisions govern the work order CB.CASH in a spectrum of money laundering. With this purpose in CB.CASH asks the user personal data, as well as information about activity of the user.

10.6.

LEGISLATION AND JURISDICTION

The present Terms are governed by the laws of Spain. Refusal to jurisdiction by any party involves the provision of motivated interpretations relying on the provisions of these Terms.